Savings come first.
Choose your percentage. Give future you a share before the everyday begins.
Your whole money life.
A little more together.
A wallet for real life.
Rent, food, family, a little enjoyment. Give every priority its own place.
Your money. Your rhythm.
Plan in cycles that follow your life, with an end date you can adjust.
Every income counts.
A salary, a project, a side hustle. Bring it all into one clearer picture.
See where it goes.
Record your spending and see what remains in each of your wallets.
Room to change your mind.
Life moves. Move available money between wallets when your priorities change.
Illustrations show example plans and balances.
Planned. Shared out.
Ready for real life.
A plan should feel like breathing room.
Try one on for size.
What could your money do?
TRY IT LIVEPick an income. Give your future its first share.
For your everyday₦240,000.00
Less guessing. More living.
Your cycle, spending, and available balance.
A clearer picture, right in your pocket.
A LOOK INSIDE MUULR
A little for your future.
Saved first. Before the everyday gets its share.
Savings in this example₦60,000.00 Future you comes first
A place for your priorities.
Give the essentials their share. Make room for the rest.
A plan that can flex.
Move money between wallets when life has other ideas.
Food Family
An example allocation. Your own wallets and percentages can be different.
Your next payday.
With a plan.
Tell Muulr what came in.
Salary day or a new project payment. Start with what you have.
Income recordedPut future you first.
Choose your savings percentage. Then give the rest a purpose.
Priorities, consideredGo live a little.
Track your spending, check your wallets, and adjust as life happens.
A little more peace of mindFor the big things.
And the little joys.
A roof over your head. Lunch with a friend. Something to send home. Your wallets can reflect the things that make your life, yours.
Find your money rhythm
YOUR LIFE,CONSIDERED.
Home
Food
Family
Transport
Savings
Little joys
Big plans
Your next thing
Your life has a rhythm.
Your money can, too.
Make payday feel good. All the way to the next one.
Give the bills their share, put a little aside, and know what’s yours to enjoy. A plan for payday. Breathing room for the days after.
A little more calm between paydaysTake Muulr with youA little plan. A little more possibility.
Muulr app · Example balances
Muulr app · Example balancesYour plan.
You're in control.
Muulr helps you plan and track your money. Your priorities make the decisions.
A budgeting app. Not a bank.
Muulr does not hold your funds.
Muulr does not hold your funds.
Is Muulr a bank?
No. Muulr is a personal budgeting and tracking app. Wallets and savings represent your plan. The current beta uses simulated banking flows and does not hold or transfer real funds, or pay interest.
Can I use Muulr if my income changes?
Yes. Record income as it arrives, then add it to a new or existing cycle. You can build a plan around a salary, freelance payments, a side business, or a combination.
Can I change my budget later?
Yes. Move available money between wallets when you need to, and change your plan for future income splits. An open cycle’s end date can also be adjusted while its start date stays fixed.